Terms of Use

1. Definitions

• AGREEMENT: This user agreement and its annexes (Privacy Policy, KVKK Disclosure, Cookie Policy).
• PARTIES: The Platform and the User.
• COMPANY / PLATFORM: The operator providing services under the "Giderr" brand via www.giderr.com and subdomains.
• USER: Any natural or legal person who accepts the terms and uses the content/apps/services for personal needs.
• SITE: The website and PWA app reachable via www.giderr.com / giderr.com.
• APP: The cloud-based "Giderr Personal Finance Management Package" (income/expense, accounts, budgets, reports, assets, debts, recurring, AI assistant, tools, etc.), whose financial and IP rights belong to the Company.
• CONTENT: All data/files/texts/records uploaded by the User (transactions, accounts, categories, tags, notes, etc.).
• SERVICE: All paid or free services provided via the Site/App in the cloud.
• DATA CENTERS: Domestic and/or foreign hosting environments holding Site/App/Content/User data (primarily Google Firebase / Google Cloud) licensed as hosting providers.
• SERVICE PROVIDERS: Domestic/foreign third parties professionally performing part of the Services (e.g. Firebase Auth, Firestore, Hosting, Gemini AI, TCMB rate service).
• THIRD PARTY: Any natural/legal person, institution, foundation, association other than the Parties.
• THIRD-PARTY SOFTWARE: Software whose proprietary rights belong to third parties.
• INTELLECTUAL PROPERTY RIGHTS: Patents, copyrights, trademarks and related rights.

2. Subject Matter

This Agreement governs how the User may benefit from the cloud-based personal finance management app provided via the Site, the terms for all data uploaded to the App, and the rights and obligations of the Parties. All conditions and rules presented to the User regarding use of the App are integral parts of this Agreement.

3. Rights and Obligations of the Parties

3.1 Account & Membership Types

Giderr's core services are free. Free plan has a 50 transactions/day limit and AI-credit restrictions. Pre (Premium) offers unlimited transactions and 600 AI credits/month (1 credit per chat, 3 per receipt OCR). Packages, content and limits are announced on the Site and may be updated by the Company.

3.2 Accuracy of Information

User warrants that all information provided to use the App is complete, accurate and truthful and will be kept up to date via the App. The Company is not liable for service interruption caused by false/incomplete data or sharing credentials with third parties.

3.3 Eligibility

User confirms being at least 18 years old and having full legal capacity. If access is on behalf of a business entity, the acting person represents having full authority; rights/obligations belong to that entity.

3.4 Single Account

One account per User. Creating new accounts to circumvent a closed account and causing damage to the Company entitles the Company to claim compensation and to suspend/close linked accounts.

3.5 Login & Password Security

Access is via email/password or Google sign-in (Firebase Authentication). The User is solely responsible for safeguarding email/password and Google access and for all actions taken with them. Credentials must not be shared. Unauthorized use or security breach must be reported immediately to giderrcom@gmail.com.

3.6 Compliance

App shall be used in compliance with applicable laws. Neither the Site nor the Company can be held liable for obligations arising under legislation. The User is also responsible for acts of authorized third parties/employees with system access.

3.7 No Assignment

User may not assign/transfer rights/obligations under the Agreement or Site use, in whole or in part, to any third party without prior written consent of the Company. Giderr is a personal platform; team/member-add features are not provided.

3.8 Content Ownership & Data Controller

All Content shared/uploaded by the User remains the User's property and responsibility. Under applicable data protection laws (incl. Turkish KVKK No. 6698) the User is the sole data controller of the Content. The Company may use/process Content to perform the Agreement. The User accepts that Content may be stored in data centers in Turkey or abroad (Firebase/Google Cloud). Collection of Content in compliance with law and protection of data subjects' rights are solely the User's responsibility. User undertakes to comply with Law No. 5809 (Electronic Communications), No. 6563 (E-Commerce), No. 6698 (KVKK) and related regulations; all liability for breach lies with the User and the User shall indemnify the Company for damages incurred therefrom.

3.9 Content License & No Financial Advice

The Company holds the right to use Content under the license granted by the User to provide services, including sub-licensing to third-party developers for service provision. The Company bears no liability for Content or damages arising therefrom, nor for legality, accuracy of Content, collection/payment of invoices, financial transactions or tax filings. Giderr does not provide financial advice; it is only a tracking/analysis tool. Compliance with financial/tax regulations is solely the User's obligation.

3.10 Prohibited Uses

Even if hosted by third parties, User shall not: jeopardize computer/network/software operation, security or integrity of the Company/third parties; hinder other users; gain unauthorized access beyond granted scope; upload files or unlawful Content (incl. copyrighted/trade-secret material without rights); modify, copy, adapt, reproduce, reverse-engineer, decompile or create derivative works except as strictly necessary for ordinary use.

3.11 Limits

Use may be subject to monthly transaction/storage limits (e.g. 50 tx/day on Free, AI credits). Limits are announced in the App/Site.

3.12 Backup & Data Loss

User is solely responsible for Content and must keep copies. Though the Company follows policies to prevent data loss, it gives no guarantee and is not liable for any loss. Regular export/backup is recommended.

3.13 Processing & Sharing

Company stores/uses information per the Agreement's annex Privacy Policy and KVKK Disclosure. Data may be shared with competent administrative/judicial authorities upon lawful request. Otherwise data may be used for security, performance of obligations and statistical evaluation. Anonymized data may be used for performance benchmarking, marketing campaigns, annual reports, etc.

3.14 Data Centers & Logs

Content and other information may be stored in data centers in Turkey or abroad (Firebase/Google Cloud). ISP name, IP address, date/time of access may be collected to improve the App and meet legal obligations.

3.15 Technical Support

In case of technical issues, User shall make reasonable efforts to diagnose before contacting the Company. Support is then provided via Site/App or giderrcom@gmail.com.

3.16 Proper Use of Communication Tools

Where communication tools (AI chat, support tickets, notifications) are provided, they must be used only for lawful purposes. Disruptive, immoral, harassing, obscene, defamatory, hate, threatening, adult, pirated, hacking, unlawful, discriminatory content; unsolicited commercial email; spam/virus/Trojan files; insulting or unlawful content are prohibited. Company has no duty to monitor but may remove such tools at its discretion.

3.17 Amendments

Company may revise the Agreement and annexes without prior notice. Amendments enter into force upon publication on the Site; next use by the User means acceptance. Users who disagree may terminate.

3.18 Suspension / Termination for Breach

If the User breaches the Agreement/Site terms, the Company may suspend membership or terminate the Agreement and user status, reserving the right to claim damages.

3.19 Opinions

Opinions expressed by the User on the Site/App are personal and bind only the author; the Company has no affiliation and bears no liability for damages caused thereby to third parties or vice versa.

3.20 External Links

Site/App may link to sites/apps not under the Company's control. The Company has no responsibility for their content, links, products/services. Links do not constitute endorsement or guarantee.

3.21 Recommendations

Recommendations (savings tips, financial tools, asset/FX info) via Site/App are not financial advice; Company makes no representation/warranty and bears no liability for outcomes if acted upon.

3.22 Complaints

Complaints/suggestions should be sent directly to giderrcom@gmail.com or via the contact page.

3.23 Reputational Harm

Unfair/unethical disparagement or statements harming the commercial reputation of the Company/managers/System on social media or other channels during or after the Agreement constitutes unlawful conduct. The Company may terminate for just cause or suspend active accounts without warning and reserves all legal claims including moral/material damages.

4. Fees and Payment

4.1 Core finance tracking services are free. Paid Pre/AI packages, if any, require payment of fees announced on the Site via announced means.

4.2 Fees, payment terms, effective dates and limits are announced on relevant Site sections. User may upgrade/downgrade; requests take effect at the end of the current membership period unless otherwise stated. Fee changes do not apply until the next period. No refund upon termination during a period.

4.3 User must provide accurate billing/contact details and notify changes. Invoices cover period fees; taxes/duties are the User's responsibility.

4.4 If fees cannot be collected timely, the Company may suspend services/access until full payment, without prejudice to other rights.

5. Intellectual Property

5.1 All IP, commercial license and other rights in Site/App belong to the Company and are protected under copyright, criminal, industrial property and commercial laws. User is granted a personal, worldwide, royalty-free, non-transferable, non-exclusive limited license to use Site/App. Nothing herein transfers rights to the User. User grants the Company rights to use/copy/transmit/store/backup Content to provide services, including sub-licensing to third-party developers.

5.2 User shall not copy, modify, reproduce, reverse-engineer, decompile, access source code or create derivative works. Linking to/from the Site or altering browser/content without express consent is prohibited.

5.3 User shall not use Company trade name, trademark, service mark, logo, domain, etc. without permission.

6. Limitation of Liability

6.1 App, software and content are provided "AS IS" without warranty of accuracy, completeness or reliability. Company makes no commitment regarding correlation of Content and other user data.

6.2 Company does not warrant uninterrupted/error-free use. While aiming for 24/7 availability, it gives no guarantee of operability/accessibility. Access may be blocked/interrupted at times; Company is not liable.

6.3 Links to sites/portals/files/content beyond Company control are not endorsements or guarantees; Company has no liability for them.

6.4 Quality of access depends largely on the relevant ISP; Company is not liable for ISP-related issues.

6.5 User is solely responsible for uploaded Content and Site/App use and shall indemnify the Company for all claims/demands by third parties (incl. litigation costs and attorney fees) regarding IP infringement, Content and use.

6.6 To the extent permitted by law, Company is not liable for any direct, indirect, special, incidental, punitive damages including lost profit, goodwill/reputation loss, cost of substitute goods/services. No express or implied warranty (incl. merchantability, fitness for purpose) is given. Liability, if any, is in any case limited to amounts paid by the User for the Services up to the date of damage (0 for free use).

7. Effectiveness and Termination

7.1 Enters into force upon electronic acceptance by the User and remains until terminated as below. All purchased or free memberships continue until ended/closed.

7.2 Either party may terminate at any time without cause or compensation by 1-week prior written notice to the email address notified by the other party.

7.3 If a Party fails to fully perform obligations and does not cure upon written notice within the given period, the notifying Party may terminate. If breach is by the User, Company may suspend status until cured. If User violates legislation, Company may terminate immediately for just cause.

7.4 Termination does not extinguish accrued rights/obligations. User remains liable for all fees/costs accrued up to termination and may no longer use Site/App. No refund for prepaid memberships.

7.5 If account is passive for 3 months, Company may terminate.

7.6 Where account is not legally blocked and Agreement is terminated, Company may provide read-only access to Content for 6 months.

7.7 Company may retain Content in databases while the Agreement is in force. User may retrieve Content free of charge within 6 months after membership/Agreement ends; reasonable fees may be charged thereafter (announced in App).

8. Miscellaneous

8.1 Invalidity/illegality/unenforceability of any provision does not affect remaining provisions.
8.2 Agreement and annexes are a whole; in case of conflict, annex provisions prevail.
8.3 Company books, records and electronic records constitute conclusive evidence in disputes.
8.4 All notices are sent to the email provided at registration or as updated; email communication replaces written communication and constitutes legally valid notification even if returned. Site announcements also constitute notification. User must keep email updated and check the Site regularly.
8.5 User may not assign/transfer rights/obligations to third parties without prior written consent; Company may transfer to affiliates.
8.6 Failure to exercise a right timely does not constitute waiver.
8.7 Parties are independent; no partnership/franchise/joint venture/agency/fiduciary/employment relationship is created.
8.8 Turkish law applies; Istanbul Central (Çağlayan) Courts and Enforcement Offices have jurisdiction.

9. Force Majeure

Neither Party shall be deemed in default for failure to perform due to Force Majeure — unforeseeable and irresistible events beyond fault/negligence: laws/regulations of Turkish or relevant foreign authorities, war, strike/lockout, fire, earthquake, flood, other natural disasters, terrorism, internet/power outage, inability to obtain/cancellation of permits for materials/personnel required to provide service, and similar. The affected Party shall (i) promptly notify the other, (ii) exert all efforts to remove the impediment, (iii) be excused until it ceases and then perform. If Force Majeure exceeds 2 months, either Party may terminate without compensation; no damages may be claimed.

10. Privacy

Privacy terms are annexed and integral. Company makes utmost effort for security of pages and applies technical/administrative measures for confidentiality/security/integrity. Company undertakes not to disclose Content to third parties beyond purposes/scope defined in the User Agreement and to take all measures to keep it confidential. See Privacy Policy and Cookie Policy for details.

11. Contact

For questions about the Agreement and privacy terms, write to giderrcom@gmail.com or use the contact page.